You are reading

Drivers Should Get Insurance Discount For Dashboard Cameras, Local Officials Say

peralta stavisky hyndman dashboard cams

June 30, By Michael Florio

Local officials want to require car insurance companies to provide a discount for New York drivers who use dashboard cameras.

State Sen. Jose Peralta, Assembly Member Alicia Hyndman and State Sen. Toby Stavisky unveiled legislation Thursday that, if enacted, would make dashboard cam insurance discounts mandatory. The legislation will call for a five percent discount, although Peralta said that number is negotiable.

Peralta asserted that the cameras would not only lead towards drivers taking added safety measures, but could potentially decrease the number of hit and runs and help combat insurance fraud. The hope is that this bill will pass when the State legislature returns to session in January.

The legislation would help capture video footage of reckless drivers, and help settle issues with insurance claims, according to Peralta.

The Senator said that the cameras could combat insurance fraud such as “crash for cash” schemes, where drivers purposefully get into collisions to collect insurance money, or stage accidents.

In 2012, car insurance fraud cost between $5.6 billion and $7.7 billion in excess auto claim payments in the U.S., a 2015 Insurance Research Council study found.

“Who pays for that?” he asked. “Everyone does with higher premiums.”

Additionally, the legislation could help capture hit and run drivers if culprits are caught on film by nearby drivers’ dashboard cams, or even lead to fewer of hit and run incidents, Peralta said.

“If [drivers] know they are on camera, well, maybe, just maybe, they will think twice before running off,” he said.

Currently, insurance companies provide discounts for drivers who take a defensive driving course, have airbags and have safety seat belts.

Dashboard cameras are becoming more popular in the United States and around the world, but would become even more popular if drivers were given an incentive, Peralta said.

In the United Kingdon, insurance companies offer a 10 percent discount, and according to Peralta camera sales increased significantly there once that rule was put in place.

“We want to ensure that the same thing happens here,” he said.

New York would be the first state to implement a mandatory discount, according to Peralta. He is hopeful that the rest of the country would follow suit.

Drivers can purchase the cameras at electronic shops, starting at $40 and ranging to a few hundred. They can be certifiably installed at auto body shops, Peralta said.

“They will more than pay for themselves,” he said.

Peralta is hopeful that car manufacturers will one day install the cameras in all vehicles.

The bill text indicates that insurance companies will be required to review available dashboard camera footage with equal weight as any other evidence relating to a claim.

However, Peralta said, drivers could choose whether or not to provide their dash cam footage to insurance companies.

“If you’re at fault, it is your option to hand over the footage,” he said.

“If they [insurance companies] want to make it mandatory, they’d have to come to us,” he added. “We would have to further discuss it then.”

email the author: [email protected]
No comments yet

Leave a Comment
Reply to this Comment

All comments are subject to moderation before being posted.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Recent News

Corona man criminally charged with sex trafficking for forcing Mexican woman into prostitution: DA

A Corona man has been indicted on sex trafficking charges for allegedly forcing a Mexican woman to engage in prostitution over a three-year period, Queens District Attorney Melinda Katz announced Wednesday.

Galindo Capultitla, 39, of 40th Road, was arraigned Tuesday before Queens Supreme Court Justice Peter Vallone Jr. on a seven-count indictment charging him with three counts of sex trafficking and other crimes for forcing the victim to engage in sex for money in Mexico and the United States, including in Queens. During the victim’s three-year ordeal, Capultitla allegedly hit and choked her—and even threatened to kill her family in Mexico—if she failed to hand over the money gained through sex.

Dozens of people, believed to be migrants, found living in cramped Queens cellar

Mayor Eric Adams confirmed that dozens of people, believed to be migrants, were found living illegally inside a commercial business in South Richmond Hill on Monday afternoon.

The cellar dwellers were discovered inside an illegal conversion of a 2-story, mixed-use building on Liberty Avenue in South Richmond Hill, according to the city’s Department of Buildings. DOB Inspectors were called to the scene at 132-03 Liberty Ave. by FDNY first responders after fire prevention inspectors acting on a tip found the people living in cramped and illegal conditions.

Woman sought for slashing cabbie during a robbery near LaGuardia Airport: NYPD

Police are searching for a woman who attacked a cab driver in East Elmhurst during a robbery more than two weeks ago.

The incident occurred in the early morning hours of Sunday, Feb. 11 after the cabbie picked up the suspect in Manhattan. The driver told investigators that the woman initially wanted to be taken to LaGuardia Airport but instead decided to be dropped off  nearby in front of 89-00 23rd Ave. at around 2 a.m.